Indiana SR-22 Filing

If you have been charged with a DWI, DUI, or other serious violation, you may face the suspension or revocation of your driving privileges. In order to reinstate a suspended license, people are often required to obtain SR-22 coverage before they are allowed to operate a motor vehicle.

Drivers who are considered to be “high-risk” may be forced to obtain SR-22 coverage to prove that they have met the minimum liability requirements of their state. The SR-22 certificate also makes sure that the Department of Motorized Vehicles (DMV) is notified immediately if there is any lapse in insurance coverage. The driver will often face penalties for letting his or her insurance coverage lapse, including immediate suspension of driving privileges and other consequences.

SR-22 Coverage for High Risk Drivers

Drivers who are in good standing and have clear driving records do not need to obtain SR-22 coverage. While minor accidents and traffic tickets may indicate that the driver is of higher-risk than persons with a clean record, the driver is usually free to obtain any type of coverage that he or she prefers. Persons may require SR-22 coverage if they have the following types of violations on their record:

• DWI/DUI
• Failure to carry auto insurance
• Reckless/Aggressive driving
• Excessive moving violations
• Repeated history of accidents

How Do I Obtain SR-22 Coverage?

If you need to obtain SR-22 insurance coverage, it is important to contact an experienced Indiana insurance agent immediately. The duration requirements for SR-22 coverage often vary depending on the nature of the violation(s) in question. People may be required to carry this special coverage for a period of one to five years.

Contact Us Today

Contact an Indiana car insurance agent of Insure on the Spot at 1-888-972-SAVE for help with your SR-22 coverage needs today.