What is Limited Tort?

Limited tort is a coverage option where you can choose to go with a smaller amount of coverage than is available with standard auto insurance. In most cases, limited tort drivers can opt in for a lower insurance premium when they give up their right to seek compensation for “pain and suffering” from a negligent driver who has hurt them in some way.

However, drivers under a limited tort option can still seek compensation for medical expenses. These can include emergency room or doctor visits as well as medical recovery expenses. Not all companies and states offer limited tort so it is best to discuss this option with your insurance provider.

If you would like to find out more tort options and auto insurance, contact the friendly Indiana auto insurance agents of Insure on the Spot today at 1-888-972-SAVE.