What is an “additional insured”?

The additional insured are those individuals or companies that are protected under an insurance policy, in addition to the person who is actually carrying the policy. This is most often used for the original insured person to provide protection and liability coverage for others. One example of a very common use of additional insured policies falls within rental car companies, who hold insurance and allow their customers to be additionally insured.

In auto insurance there is often a “blanket” additional insured provision that allows for anyone driving your car with your permission to be covered by your insurance. While this type of provision is general, many times the additional insured will be specifically identified as a certain individual or organization.

For more information on additional insured policies or for a no obligation, no hassle insurance quote, contact the friendly Indiana auto insurance agents of Insure on the Spot today at 1-888-972-SAVE.