Is Indiana a “no fault” state?

Indiana is not a “no fault” state. Instead Indiana practices a system of comparative fault, and is labeled as a “fault” state. This means that when Indiana drivers are injured in a car accident at the fault of someone else, they have a right to first utilize the insurance coverage of the person at fault for their medical and auto expenses. This is in contrast to “no fault” states where individuals have to use their own insurance coverage to pay a certain initial percentage of the costs related to the accident.

For more information on “no-fault” policies or for a no obligation, no hassle insurance quote, contact the friendly Indiana auto insurance agents of Insure on the Spot today at 1-888-972-SAVE.