Car Insurance in Indiana
Most states in the U.S., including Indiana, make it a legal requirement that all drivers hold automobile insurance. This keeps everyone on the road safe in the event of an accident. In Indiana there are legal minimums of coverage as well as set repercussions for drivers who hit the road without auto insurance coverage.
If you would like more information about auto insurance, contact the affordable Indiana auto insurance providers at Insure on the Spot. Our friendly agents are ready to help you find the coverage you need at the lowest possible price. For a free, no obligation, no hassle insurance quote, contact us at 1-888-972-SAVE today.
Indiana Car Insurance Laws
Laws regarding car insurance in Indiana stipulate that:
- All drivers must have car insurance.
- They must have a minimum coverage of $25,000/$50,000/$10,000.These amounts stand for at least $25,000 worth liability coverage for bodily injury to 1 person; at least $50,000 worth liability coverage for all bodily injuries; and at least $10,000 worth liability coverage for property damage.
Individuals found without insurance in Indiana may face the following consequences:
- If caught driving without insurance, you will be charged with a Class A infraction
- For a first offense: your license will be suspended for 90 days
- For a subsequent offense within a three year period your license will be suspended for one year.
- In order to reinstate your license you must provide proof of coverage and pay a reinstatement fee of $150, $225, or $300 depending on whether it is a first, second, third or subsequent offense.
Contact Us
Since you are required by Indiana law to hold auto insurance, it is important you get the coverage you need at the best possible price. Call the Indiana auto insurance agents at Insure on the Spot today with any questions you have about auto insurance or to get a free, no obligation, no hassle insurance quote. Contact us today at 1-888-972-SAVE.



