An Indiana car accident has slowed traffic over the Ohio River.

According to officials with the Indiana Transportation Cabinet, an accident occurred shortly after 2:00 p.m. in the northbound lanes of U.S. 231 on the Natcher Bridge. Authorities have not released the details of the accident, but a vehicle involved was described as being “totaled.”

According to the Kentucky Transportation Cabinet, employees from the agency and the Kentucky State Police are at the scene helping to maintain one lane of traffic traveling into Indiana. Both southbound lanes of traffic are open, but motorists are advised to use caution while traveling across the bridge.

Northbound traffic was blocked for approximately 90 minutes as crews worked to clear the wreckage.

Accidents happen every day in Indiana. If you need car insurance, please contact an Indiana car insurance agent of Insure On The Spot by calling 1-888-972-SAVE.

Four people escaped injury in an Indiana car accident Wednesday.

According to officials with the Indiana State Police, the accident occurred shortly after 2:00 p.m. on Interstate 65 near Indiana 205, near Rensselaer. A preliminary investigation showed 45 year-old Chicago resident Daniel Lee was driving a 1995 Ford pickup truck northbound on Interstate 65 while traffic was slowed or stopped due to ongoing bridge painting and shoulder work.

Indiana State Police Sgt. Tony Slocum said Lee did not see the traffic and rear-ended a 2012 Ford sedan driven by 63 year-old New Lenox resident Lola Duckman. The force of the impact caused Duckman’s vehicle to rear-end a 2004 Chrysler van driven by 51 year-old Green Bay resident Jeffrey Shepard. His vehicle was stopped because of traffic congestion.

No injuries were reported in connection with the accident, police said.

The accident remains under investigation by the Indiana State Police.

Accidents happen. Don’t put off buying Indiana car insurance any longer. To speak with an Indiana insurance agent, please contact Insure On The Spot by calling 1-888-972-SAVE.

Traffic on Indiana 26 stopped for more than 45 minutes Tuesday after a car accident.

According to officials with the Tippecanoe County Sheriff’s Department, deputies and the Sheffield Fire Department responded to a three-vehicle accident near Pineview Lane, east of County Road 550 East shortly after 4:00 p.m. The accident report says Lafayette resident Michael Fell was traveling east on Indiana 26 in a white Ford F-250. Fell signaled and slowed to turn left into a driveway when the driver of a Chevrolet Astro traveling behind him failed to see the signal.

According to witnesses, the Chevrolet swerved into the oncoming lane causing the driver of a westbound Ford E-250 van to swerve off the road. The Astro flipped and landed on its driver’s side. Deputies helped remove the driver through the van’s broken back window.

Thankfully no one was injured in the accident.

Tippecanoe County Sheriff’s deputies at the scene declined to provide details of the accident, including names of those involved.

Accidents happen. Don’t put off buying car insurance any longer. If you are in the market for Indiana car insurance, please contact Insure On The Spot by calling 1-888-972-SAVE.

July and August are the most dangerous months on Indian highways, a new study confirms.

According to an annual analysis of traffic collisions in the state of Indiana, 1 in 5 occur in July and aggust. The 2010 Traffic Safety Report was released by the Indiana Criminal Justice Institute and the Center for Criminal Justice Research at Indiana University-Purdue University Indianapolis. The report also lists the most dangerous intersections in every county in Indiana.

According to the report, the number of traffic accidents in Indian increased last year. The number of motorcycle accidents showed a notable increase. The report is used by law enforcement to target their resources in high-accident areas, but it is also used by state safety officials to remind motorists of the value of defensive driving.

Accidents happen. If you are in the market for Indiana car insurance, please contact Insure On The Spot by calling 1-888-972-SAVE.

An SR-22 is a document required as proof of financial responsibility for individuals convicted of certain traffic violations.

SR-22 certificates must be filed by an insurance company stating that auto liability insurance is in effect for particular persons. The certificate is required when insurance is provided to an individual who was in an accident or has been convicted of a traffic offense and, at that time, was unable to show financial responsibility. SR-22 forms and requirements vary from state to state.

If you currently have an SR-22 in one state and are planning to move to another, you must fulfill the SR-22 filing period for your former state. If you have already moved, you must still fulfill the requirements of your former home state. Also, you may need to speak with your insurance provider to make sure that your policy meets the liability requirements of your new state.

If you live in Indiana and are in the market for an SR-22 certificate, please contact Insure On The Spot to receive a free Indiana car insurance quote online, or speak with an agent by calling 1-888-972-SAVE.

An SUV crashed into the wall of a northern Indiana restaurant Thursday night.

According to officials with the Goshen Police Department, an SUV smashed through the wall of an Applebee’s restaurant in Goshen,  Indiana into the booth where a family was eating dinner. Elkhart-resident Bruce Roberts, who was seated in the booth at the time of the accident, says he saw the headlights coming toward the window of the restaurant just before the crash.

According to the accident report, Robert’s granddaughter was sitting closes to the outside wall at the time of the accident. Thankfully, no one was injured in the crash. Roberts says his family was very lucky to escape.

Police say the SUV’s driver told them she mistakenly hit the gas instead of the brake.

Accidents happen every day in Indiana. If you are looking for Indiana auto insurance coverage, please contact Insure On The Spot by calling 1-888-972-SAVE.

A truck accident blocked lanes of Interstate 70 in Indiana for several hours Monday evenings.

There were no reports of injuries from the multi-vehicle accident despite several crushed tractor-trailer cabs at the scene. Police say the accident occurred shortly before 7:00 p.m about three miles west of the U.S. 41 Terre Haute exit. Monday in the eastbound lanes of Interstate 70.

According to officials with the Indiana State Police, seven trucks were involved in the accident. Police say eastbound traffic came to a stop, leading to a chain reaction crash as one semitrailer crashed into the rear end of another.

“Traffic had slowed to a stop for unknown reasons,” said Sergeant Joe Watts, who was at the scene.

The accident blocked the eastbound lanes of the Interstate for several hours Monday evening. Westbound traffic was able to move at 8:00 p.m.

Accidents happen every day. If you need car or truck insurance, please contact the Indiana truck insurance agents of Insure On The Spot by calling 1-888-972-SAVE.

A Shelbyville man escaped injury in an Indiana car accident Tuesday.

According to officials with the Shelby County Sheriff’s Department, the accident occurred shortly after 5:00 a.m. Tuesday at Indiana 9 and County Road 350 South. Police say a 2007 Pontiac was traveling south on Indiana 9 when it left the roadway for unknown reasons and rolled over.

The driver of the car, 19 year-old Jacob Vincent, was conscious and alert at the scene, deputies said. He was transported by ground ambulance to Methodist Hospital in Indianapolis as a precaution. He was released the same day.
The cause of the accident remains under investigation.

A Shelby County Sheriff’s deputy speculated that the Pontiac was totaled in the rollover accident.

If you are in the market for Indiana Auto Insurance, please contact the car insurance agents of Insure On The Spot to receive a free Indiana auto insurance quote. Please call 1-888-972-SAVE today!

Before buying car insurance, it is important you understand the different kinds of coverage that are available.

Although you will purchase a single insurance policy covering a specific vehicle, there are a number of different components that contribute to the final cost. An auto insurance policy could include one or all of the following types of coverage:

- Bodily Injury liability: Covers injury and death claims filed against a driver.

- Property Damage Liability: Covers property damage claims filed against a driver. This coverage is mandatory in almost every state.

- Medical Payments: Pays for injuries sustained by a driver and the occupants of the insured vehicle.
- Uninsured motorist protection: Covers injuries caused to a driver or occupants of an insured vehicle by uninsured or hit-and-run drivers. Most carriers also offer “under-insured” coverage.

- Collision Coverage: Covers damage to your car up to its blue-book value. This coverage will carry a deductable that must be paid before the insurance takes effect.

- Comprehensive Coverage: Covers damage to an insured vehicle caused by theft, vandalism, fire, flood, wind, and other non-accident causes.

To learn more about Indiana car insurance coverage, please contact the Indiana auto insurance agents of Insure On The Spot by calling 1-888-972-SAVE.

A truck driver escaped injury in an Indiana truck accident Thursday morning.

According to officials with the Indiana State Police, the accident occurred shortly after 4:30 a.m. in the eastbound lanes of the Borman Expressway near Broadway and Interstate 65. Police say a tractor-trailer hauling pallets of grapes lost control on the roadway and rolled over. The cause of the accident is under investigation.

According to the accident report, the eastbound lanes of the expressway were closed for nearly seven hours after the crash, while crews worked to clear the wreckage. The tractor trailer began being unloaded shortly after 9:00 a.m.

No injuries were reported in connection with the crash. The tractor-trailer cab sustained approximately $7,000 in damages, according to police.

Accidents happen. If you are in the market for auto insurance in Inndiana, please contact Insure on the Spot to receive an Indiana car insurance quote online or call 1-888-972-SAVE to speak with an agent.