A single-car accident sent a young mother and her infant son to the hospital Monday morning in Mount Meridian, a city 40 miles southwest of Indianapolis. The accident occurred on U.S. 40 near the Putnam-Hendricks county line.

Investigators are not sure what lead the woman to lose control of the vehicle, which roll several times before coming to a rest on its roof. The 20 year-old driver was able to unfasten her seatbelt and get her eight month-old son out of his child seat before emergency crews arrived.

The two were transported to Hendricks Regional Health with minor injuries. The infant was treated for cuts and bruises while the mother was treated for cuts and neck pain.

Car accidents can raise your car insurance premiums. If you have been in an accident and are in the market for auto insurance in the state of Indiana, please contact the Indiana auto insurance agents at Insure On The Spot by calling 1-888-972-SAVE today.

According to a new survey by Insure.com, Indiana is the 33rd most expensive state for car insurance with an average cost of $1,301. Louisiana came in as the most expensive state with an average cost of $2,536, and Maine has the cheapest car insurance rates with an average of $889.

Car insurance rates rely on more than just the type of vehicle you drive or how good of a driver you are. Factors outside of the driver’s control also heavily influence rates. Natural disasters, the number of uninsured motorists, and crime rates are just some of the factors.

Louisiana and Michigan suffer from high auto insurance rates due to high insurance awards to accident victims, and Oklahoma’s recent tornadoes have hiked up rates.

If you are looking for affordable car insurance in Indiana, contact the car insurance agents of Insure on the Spot at 1-888-972-SAVE.

Bus drivers in Hanover, Indiana were able to guide 60 children to safety mere minutes before a deadly tornado pummeled through the area.

Three bus drivers were taking children home from school on Friday afternoon when they saw the approaching funnel cloud in the sky. They all quickly decided to relocate their buses to a nearby convenience store instead of trying to get the children to their homes. All 60 children and the three bus drivers took shelter behind a cooler inside the store, and were safe from the tornado.

One of the bus drivers did lose three relatives in the tornado, and her house was also demolished. Several tornadoes have been tearing through the United States this week leaving debris and rubble in their wake.

It is important to be insured on the roads in Indiana. If you are in the market for auto insurance in the state of Indiana, please contact the Indiana auto insurance agents at Insure On The Spot by calling 1-888-972-SAVE today.

Experts believe that 2012 could bring with it a dramatic increase in gas prices. Throughout the country, the price of oil per gallon is on the rise.

By summer, it is expected for several areas in the state of Indiana to offer unleaded fuel for $4 a gallon. The current national average for gas prices is $3.52. This is the first time that gas prices have surpassed $3.50 a gallon so early in the year. On Monday, the average gas price across the state of Indiana was recorded at $3.41.

These large numbers that are already being posted all over the United States indicate that they are going to continue to rise in the months to come. Over the summer the national average is expected to fall between $3.75 and $4.25 a gallon, with some states seeing fuel go for $5 a gallon.

If you are in the market for auto insurance in the state of Illinois, please contact the Indiana auto insurance agents at Insure On The Spot by calling 888-972-SAVE today.

A national ban on cell phone activity in cars has been proposed by the National Transportation Safety Board.

All cell phone use would be prohibited excluding emergency reasons, according to the NTSB. The safety board believes that every state should pass this ban to prevent car accidents that arise from distracted driving.

In Indiana, there is already a law in place that outlaws composing a text while driving as well as reading one. Also, individuals under the age of 18 are not allowed to utilize their cell phone at all while operating a motor vehicle.

Accidents happen daily and it is important to be insured while driving in Indiana. If you are in the market for auto insurance, please contact the Indiana auto insurance agents at Insure On The Spot by calling 1-888-972-SAVE today.

The state of Indiana is currently ranked 25th in the nation for deer-vehicle collisions. This ranking is down from previous years when drivers in Indiana were 11 percent more likely to hit a deer.

The month of November is the month where the probability of deer accidents is the highest. Indiana’s ranking means that one driver out of every 178 will strike a deer while driving in the state. West Virginia is currently ranked first with Hawaii being the last state that a deer accident would occur.

Overall, these accidents have dropped 7 percent.

Accidents can be extremely costly, especially without valid car insurance. If you are in need of auto insurance in the state of Indiana, please contact the Indiana auto insurance agents of Insure On The Spot by calling 1-888-972-SAVE today.

A senior at Indiana University Northwest was hit by an oncoming car while walking in a crosswalk near campus.

The 22-year-old sustained several injuries including a concussion.

The driver of the motor vehicle failed to stop at the crosswalk, striking the student who tumbled off of the car. The 30-year-old Gary woman was driving without auto insurance or a valid driver’s license. The student has hired an attorney and a court date has been put into position for next month.

Due to injuries, the senior is on crutches and had to drop two out of five classes for the semester.

Accidents happen all the time, be prepared with affordable auto insurance. Please contact the Indiana auto insurance agents of Insure on the Spot by calling 1-888-972-SAVE today.

Data from the 200 largest cities in the United States was analyzed from January 2008 to December 2009 to determine which cities have the worst drivers.

While the average U.S. driver crashes their car once every 10 years, drivers in cities with populations over one million are more likely to be involved in a collision. At the top of the list is Washington, D.C., whose residents wreck their cars about once every 4.8 years on average.

Glendale, Newark, and Philadelphia are also highly ranked cities. Los Angeles is ranked number 11, with drivers crashing once every 6.6 years, and New York City is ranked number 20, with an average collision rate of once every 7.3 years.

The report also noted the cities with the safest drivers, which includes Boise, Huntsville, and other smaller U.S. cities.

Accidents happen every day in Indiana, and it is important to be prepared. If you need car insurance, contact the Indiana car insurance agents of Insure On The Spot by calling 1-888-972-SAVE today.

A crash in Martinsville, Indiana sent an Indiana State Police Canine Officer to the hospital.

Officer Dan Hearon was patrolling early Saturday morning with his canine partner when he was hit on State Road 39. Billy Patterson struck Hearon’s patrol car as he was traveling westbound. The crash was caused by Patterson turning in front of oncoming traffic before ensuring that the roadway was clear of vehicles.

Hearon was flown to an Indianapolis hospital by helicopter to be treated for his injuries. The canine who was in the car with the officer at the time of the collision was taken to a local veterinarian clinic where he was later released.

Patterson, who is suspected of drunk driving, is facing charges related to the possession of a controlled substance and operating while intoxicated.

Auto accidents happen every day in Indiana. If you are looking to purchase affordable car insurance, please contact the Indiana auto insurance agents of Insure On The Spot by calling 1-888-972-SAVE today.

An Indianapolis woman was involved in a car chase and a series of crashes with police before being arrested Tuesday afternoon.

29-year-old Britni L. Morrison rear-ended a vehicle near Indiana 49 and Gateway Boulevard. Morrison fled the scene and headed northbound on Indiana 49. When officers who were called to the scene to investigate the crash caught up with Morrison, she refused to stop and a chase began.

After leading the chase into Indiana Dunes State Park, Morrison’s car ran into a large landscaping boulder. According to police, Morrison refused to get out of the car and then drove off again, ramming into officers’ cars that were trying to block her.

Once the car finally came to a stop and Morrison was taken out of the car, she started laughing and told police she had taken “bath salts” a couple of hours before the incident. She was treated at a hospital before being taken to Porter County Jail in Valparaiso.

Reckless drivers cause car accidents every day. If you are looking for Indiana auto insurance coverage, contact Insure On The Spot by calling 1-888-972-SAVE today.